6.2.2 Lending protocols: Healthcare data-based loan-deposit margin model

It is a collateralized loan service by utilizing countless assets utilized in the LEMONCHAIN ecosystem. For example, healthcare data, gene NFT or LEMONCHAIN, etc. that one owns can be used as collateral. Although the loan to value (LTV) ratio level will be aligned with the ecosystem environment, conversion will be made at about 60% of the values of the assets in general. If the value of the collateral falls, settlement of account will be proceeded for the loan by automatically selling the collateral by corresponding protocol.